Marvenda began in 2022 as a shared family ledger and grew into a full cashflow used by first-time budgeters across 17 countries. The rules never changed: readable first, honest always, export forever.
Three things guide the build: readable first, manual-first privacy, exports that never break. Everything else is decoration and gets removed.
The tone is clear-eyed, calm. If that sounds like your kind of tool, the first week takes one evening.